How Community Development Block Grants Can Improve Your Neighborhood

Do you know what happens to areas where there’s an economic decline? One bleak scenario is that without money, it starts to become dilapidated and possibly crime-ridden, so that just accelerates the pace of businesses and residents leaving the area. Revenues decline further because of the shrinking tax base, and the downward spiral continues. One way to prevent this is with an infusion of outside funding. One way a town or neighborhood can get a boost is with money from the federal government. One of the longest-running and most successful federal grant programs is the Community Development Block Grant. Here’s how it works. A sum of money in the form of a federal grant is provided

Grants and Loans for Native Americans

Native Americans historically have had lower rates of home ownership and business ownership than the overall population of the United States. Finding the funding to buy a house or start a business can be tough, especially in times of tighter lending standards. In response to this, the federal government has made government money available through various programs. To address the issue of low rates of home ownerships,

Market Conditions plus Home Grants Equal Golden Real Estate Opportunities

You may sometimes think that if you could just go back in time with what you know now, you could be rich from having taken advantage of what turned out to be great opportunities. Getting some Microsoft stock early on, buying a Jackson Pollack painting, purchasing a Brooklyn brownstone, and countless other opportunities could have had you sitting pretty today. Instead of playing the “what if” game, you may actually have the opportunity right now to get in on one of these purchases that will go up and up in value later on.

Foundation Grants Are Wide-Ranging and Well-Funded

One of your resources for grant funding is foundation grants, so knowing a little about how they work and what gets funded can unlock a vast resource of grant money. We’re going to look at a representative sample of foundation funding. These figures are for what was given out in the United States in a recent year, but many of the categories are similar to the types of foundation grants that

Know Your Government Grant Proposal

The key to receiving grant funding is the grant proposal. The grant proposal is the way that you tell the grant funder who you are, show that you’re worthy of grant funding, and describe how you plan to carry out the activities required to get the grant funding. Grant proposal is a catch-all term, but there actually are several types of proposals.

Future Value Home Financing

In real estate, it is said, the three most important factors are location, location, and location. What if you’ve found a home that is in a prime location, but the property itself is not in such good shape? This is going to become a more common phenomenon, as more and more foreclosures come onto the market. Many of these homes were once nice places in good locations, but as money problems increased, the mortgagee often neglected repairs

Should You Include Politics in Your Government Grant Proposals?

I get a lot of questions about government grant proposals, and I’ve reviewed a fair number of them. I’ve seen some instances where people want to make a grand political statement as part of their government grant request or making the basis of their funding request kind of a pushback against some public policy that they don’t agree with.

You Can Influence Where Your Government’s Money Goes

Each of us is just one person, and sometimes we can feel powerless against giant institutions, especially bodies of government. After all, they’re notorious for being bureaucratic and staffed by uncaring workers who take pleasure in thwarting citizens, right? The politicians are no better, promising everything to get elected, then forgetting about us little people once they’re in.

Using Grants Cumulatively

Everyone wants to get the really big grants. However, if you focus exclusively on these, you may miss out on funding your project. A different approach is to seek several smaller grants, which are more commonly found and may have less competition. An effective way to do this is to divide your project into parts that function independently.

Develop Your Funding Ideas First

I sometimes have students who are gung-ho to get a grant, any grant. They will inquire where to go to get the most money, the most quickly. I ask them what it is they are seeking to fund exactly, and they have no idea. This approach is not likely to succeed, for several reasons. First, grants exist for a purpose. The idea behind them is that the government wants to encourage positive social changes, such as job creation or home ownership,